Ingrid is the Chief Risk Officer Region Australia and New Zealand and joined Rabobank in December 2020. Ingrid is responsible for the overall management of Risk across Australia and New Zealand, which includes the creation and oversight of Risk Management Frameworks, Board Reporting, Regulatory Management and Risk Culture, also ensuring the risk culture and appetite is maintained, well understood and aligned to Rabobank’s overall strategy. Prior to this Ingrid worked at CBA where she held the role of Chief Controls Officer, Private and Business Banking, working from within the business to drive culture change following the 2018 APRA and Banking Royal Commission reports. Ingrid has worked for a number of top-tier financial institutions including, previous to CBA, senior risk, transformation and technology roles at HSBC (20 years) including Chief Risk Officer for HSBC in Singapore. Ingrid has a passion for problem-solving and identifying and strategically mitigating emerging risks, and supporting and mentoring high performing teams. Ingrid holds an MBA from Henley Management College with a dissertation focussed on culture and change.