David is a highly experienced CEO specialising in the non-bank consumer and commercial finance sectors within Australia and New Zealand. David is currently the CEO and Managing Director of Harmoney Corp Limited (ASX/NZX: “HMY”). Harmoney is Australia and New Zealand’s largest 100% direct personal lender and has originated over $2.1billion in loans since inception. Prior to Harmoney, David led a start-up company providing medical payment options, ultimately securing a major equity stake in the business by an Australian bank in 2018. Prior to this, David served as CEO and CFO of FlexiGroup (ASX: “FXL”), now rebranded “Humm Group”, a diversified financial services company focusing on commercial and consumer finance, including Buy Now Pay Later in Australia and New Zealand. In his near-decade with FlexiGroup, David led large teams in the strategic growth of the business, through both organic growth and M&A of what was a small company to an ASX 200 listed business. Whilst CEO of FlexiGroup, David led the $300+ million acquisition of Fisher & Paykel Finance.